Cosmetic Financing Options

Our mission is to make out-of-pocket cosmetic expenses more affordable for Canadians.
You can move forward with your procedure today and pay over time using our convenient payment plans. We can help you cover any cosmetic-related expense you may be facing – and we use leading technology to make the process fast and easy.

With Health Smart, you have access to a variety of lending options. Applications can be submitted 24 hours a day, 7 days a week and you can receive pre-approval without impacting your credit. We work with absolute discretion and keep all sensitive customer information confidential.

We finance anything from $300 up to $25,000.


Surgical cosmetic procedures and treatments

  • Breast augmentation
  • Buttock or Vaginal enhancements
  • Body sculpting
  • Mini facelift
  • Eyelid surgery
  • Brow Lift
  • Breast Reduction
  • SmartLipo
  • Brazilian Butt Lift
  • Facial Implants
  • Nose job/rhinoplasty
  • Reconstructive surgery
  • Necklift
  • Liposuction
  • Tummy tuck
  • Hair Transplant
  • Necklift
  • Arm Lift
  • Mommy Makeover
  • Chin Implant

Non-Surgical cosmetic procedures and treatments

  • Laser hair removal
  • Injectables
  • UltraShape
  • Chemical peels
  • IPL/ Laser treatments
  • Laser Wrinkle Removal
  • Hair replacement
  • Photofacial Rejuvenation
  • VelaShape
  • Blue Light Therapy
  • Dermal Fillers
  • Non-surgical nose job
  • Restylane
  • Laser Tattoo Removal
  • Ultherapy
  • Dermal Fillers
  • SculpSure
  • Picosure Tattoo Removal
  • CoolSculpting
  • Acne Treatment