A Better Way to Pay

Turn your healthcare expenses into easy monthly payments

Rating with the Better Business Bureau
Over $350 million in approved customer applications
Over 3000 providers nationwide

Who We Are

Health Smart Financial’s mission is to make out-of-pocket healthcare expenses more affordable for Canadians. You can move forward with your healthcare purchase today and pay over time using our convenient payment plans. We can help you cover any health-related expense you may be facing - and we use leading technology to make the process fast and easy.

For Customers

Patient financing is easy with Health Smart. Apply online on any device or at the point-of-care to get instantly approved and begin your health treatment today.

  • Easy application with instant unconditional approval
  • High approval rate
  • Low monthly payments
  • No early repayment penalties
  • Renewable line of credit for you and your family

For Providers

Ignite your growth with instant point-of-care financing available 24/7 on your desktop, mobile device and your website.

  • Make high-cost treatments and products more affordable
  • Help customers move confidently from consultation to treatment
  • Attract new customers with promotional 0% and low-interest financing
  • Foster repeat business with renewable credit limits dedicated to your business
  • Receive your funds upfront with no credit risk to you
S. Chan
Health Smart Financial Customer

The service I received from Health Smart was incredible. The team is passionate about what they do, and they were able to answer all my questions. The payment plans are very affordable too! Thank you Health Smart!

K. Green
Health Smart Financial Customer

Your company has been so good with helping me with the payment plan. I really appreciate that Health Smart is available, especially with all of life's other bills.

D. Stewart
Health Smart Financial Customer

I would like to take a moment to say what a pleasure it has been to work with the staff at Health Smart Financial Services. The staff are friendly, helpful, and genuinely care. Keep up the good work.

Contact Us Today