Over $160 million in approved applications Over 800 merchants nationwide • More than 25,000 satisfied customers

BBB - Horiztonal Small

The Health Smart Financial™ Advantage:

We are the true instant approval and instant financing company. While some other companies give you a “conditional” approval, OUR approval is final – leaving you confident to complete the financing and move forward with the procedure knowing you will get paid.

Instant Point-of-Sale Financing



Step 1: Apply Online

With online access to our systems, the patient application is completed at the clinic and the approval is always instant!


Step 2: Print & Sign

With your instant approval of up to $15,000, you complete the financing for the procedure and documents print for the patient to sign.


Step 3: Authorization

Authorization is given and the merchant payment is scheduled – you are done!

Enroll Your Business Today